Recently Paytm has introduced the BHIM UPI for payments payment system on its mobile application. By using UPI (Unified Payment Interface) you can transfer money between two bank accounts using a UPI ID. For this process requires you to create your own Paytm BHIM UPI ID on the app, which, by default, will be your mobile-number@paytm. Now, You can link your savings bank accounts to this Paytm BHIM UPI ID and begin transactions. Users can link multiple Bank savings accounts to their BHIM UPI ID and also accept money in any account they wish.

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